Credit Risk Analyst

Career Level:  11S Intermediate
Posting Date:  22 Mar 2024


Do you enjoy reading and interpreting financial statements?


Do you have a minimum of 2 years of experience in a credit risk or underwriter role?


In this case, the Credit Risk Analyst role that we have open could be the chance to further your career and grow in a team that would support your development.


At ClearAccept, our solution was built specifically to solve the payment needs of our ClearCourse partner platforms. With optimized integrations taking and reconciling card payments across multiple channels is a breeze, while fewer manual steps and less admin saves our customers a significant amount of time. We are part of a bigger company ClearCourse, which has offices all around the UK and globally. This means that you have plenty of opportunities to progress your career or relocate. Depending on your passion, the sky is your limit at ClearCourse.


When we are seeking new ClearCoursers to join our team, we are focused on their energy, expertise, and empathy. And, if you’re ticking those boxes, then we’d love to welcome you.


Here is a list of benefits you will have access to: 

  • Life Assurance and private medical cover with cash plan
  • Group Income Protection and enhanced Company Pension
  • Enhanced maternity, paternity and adoption pay
  • Generous training budgets and reimbursement for professional memberships
  • Hybrid-working model with 25 days annual leave
  • 24/7 employee assistance program including Peppy Health App
  • Bike to Work Scheme 
  • Generous Recruitment referral scheme
  • Additional flexible benefits with the Perkbox platform, providing discounts and freebies from major retailers


You’ll sit within a team of 5 and you will be reporting to the Head of Underwriting and Credit Risk.


This is a hybrid role working 37.5 hours a week in which you would be at a commutable distance from either our London or Manchester office. You will be required to be in the office twice per week. Office hours are Monday to Friday, 9:00 am to 5:30 pm.


A typical day would be to assess and evaluate new merchant applications incorporating all aspects of the customer due diligence journey including financial statement analysis, where appropriate. You’ll critically assess each applications risk score and assess each applications risk score and propose appropriate security terms. Also, you’ll own and maintain the Merchant Risk Register.


To succeed, you’ll need a minimum of 2 years of experience in a credit risk or underwriter role, ideally in a payments organization, acquirer, or equivalent Fintech business with a Risk focus. You’re able to read and interpret financial statements and are proficient in applying risk policy to operational procedures.


I appreciate that your CV may not be up to date, so just send whatever you have and apply now to further your career.



Why ClearCourse?

We're a rapidly growing collaborative of disruptive technology innovators, working together to build a brilliant software and payments business.

As a ClearCourse employee, you’ll get the support and structure that you need to enjoy your work and develop your career while doing what you love and making a difference in a fast-paced and innovative business that has recently been named one the UK's Best Workplaces For Wellbeing in 2023.

At ClearCourse we're committed to an inclusive culture and are keen to attract diverse individuals who thrive in a flexible working environment. If you have a disability or need any reasonable adjustments during the application and interview stages, please let us know.

Across our business, we’re investing in our people, expanding our expertise, and developing our vision. Want to get on board? We’d love to speak with you.